Scholarship applications for the 2019-2020 academic year will be accepted from January 14, 2019 through April 1, 2019.

FTCC’s Foundation & Financial Aid Offices invite you to apply for scholarships for the 2019-2020 academic year!  If you’re enrolled in at least six credit hours & have a minimum 2.0 GPA, you are eligible!  Need based & merit based scholarships are available.

Office Information

Fayetteville Campus
Tony Rand Student Center, Room 2, 2201 Hull Road, Fayetteville, NC 28303
Phone Number
Fax Number
Office Hours Monday - Friday
Mon: 8:00AM - 5:00PM, Tues: 8:00AM - 7:00PM, Wed - Fri: 8:00AM - 5:00PM (Summer: Mon, Wed, Thur: 7:30AM - 5:00PM, Tues:7:30AM - 7:00PM, Fri:7:30AM - 1:00PM)
FTCC’s Federal School Code: 007640

Financial Aid Awards

Students who meet all eligibility requirements for financial aid may be awarded a financial aid package that combines funds from one or more of the following types of aid. Enrollment for determining financial aid eligibility is based on classes that are within a student’s eligible program of study.


A Minute to Learn

Grants are a type of financial aid that are typically need-based and do not have to be repaid (unless you withdraw from school and owe a refund).

A Minute to Learn It - Grants

  • Invest in yourself

    When do I begin

    Learn More

    When do I begin

    repayment on my Federal Direct Student Loan?

    Learn More
  • Man protects himself with umbrella

    Before You Borrow

    Learn More
    Learn More
  • The word questions printed

    What if

    I default on my loan?

    Learn More
  • Group of five students representing education and time

    A Minute to Learn

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    A Minute to Learn

    Federal Direct Student Loans for Undergrads

    Learn More


Types of Loans

Federal Direct Stafford Loans

The Federal Direct Stafford loan program allows students to borrow low-cost educational loans from the federal government. To be eligible for a Direct Stafford loan, students must be enrolled at least 6 hours. Repayment of these loans begins 6 months after students leave school or fall below half time enrollment.

There are two types of Federal Direct Stafford loans: subsidized and unsubsidized. For detailed information about Federal Direct Stafford loans, visit the U.S. Department of Education.

  1. Subsidized Loans (Undergraduates Only)
    Federal Subsidized Direct Stafford loans are need based loans. They are subsidized in that the federal government pays the interest on the loan until repayment begins.
  2. Unsubsidized Loans
    Federal Unsubsidized Direct Stafford loans are not need based. Interest begins accruing from the date of first disbursement. You can choose to pay the interest quarterly while in school, or you can allow it to accumulate and be capitalized when repayment begins.

FTCC has teamed up with Solutions at ECMC to answer all of your student loan repayment questions. Solutions is a service of the non-profit organization ECMC and is dedicated to helping students manage educational loans. Their resources are available to you free of charge. To contact a Solutions Student Loan Repayment Advisor, you can email or web chat or call them at 1-877-331-3262. (NOTE: ECMC’s website may not be ADA compliant).

Department of Education Student Loan Repayment Estimator
The Department of Education provides a student loan repayment estimator to help students plan for loan repayment: Loan Repayment Estimator


If students choose to use an outside lender, FTCC is prohibited from selecting or recommending any specific outside lenders to students. Students can search for a complete list of national lenders who participate in the Federal Stafford Loan Programs through the Department of Education website at

William D Ford Federal Direct Loan Program

A Federal Direct Subsidized Loan is made by the Department of Education to students enrolled at least half time (six (6) credit hours at FTCC) whom demonstrate financial need. Financial need is determined based on the information the student submits on their Federal Application for Student Aid (FAFSA) application. Students may borrow up to $3,500 per academic year as a freshman (less than 31 credit hours earned) and $4,500 per academic year as a sophomore (31 or more credit hours earned). The federal government pays the interest while the student is in school at least half time, during the six-month grace period and during all deferment periods for the Federal Direct Subsidized Loan. If a student requests a Federal Direct Subsidized Loan, based on financial need and academic eligibility, the Financial Aid Office will award the maximum amount authorized. Students may decline either part or the entire award amount if so desired.

Other Types of Aid

Short Term Loans for Tuition, Fees and Books

Short Term Loans for Tuition, Fees and Books

Students who are enrolled at least half-time may borrow funds on a 90-day note to cover cost of tuition and fees up to a maximum of 12 credit hours or up to a maximum of $500.00 for required textbooks until funds are exhausted. Supplies are not covered under this loan program.

The student must be in good financial standing with the College. Based upon the discretion of the Financial Aid Office, a student may be awarded a short term loan for both tuition and fees and textbooks.


Scholarship applications for the 2019-2020 academic year will be accepted from January 14, 2019 to April 1, 2019.

FTCC’s Foundation & Financial Aid Offices invite you to apply for scholarships for the 2019-2020 academic year! If you’re enrolled in at least six credit hours & have a minimum 2.0 GPA, you are eligible! Need based & merit based scholarships are available.

A variety of scholarships are available based on financial need, major, and academic performance. They are possible thanks to the generosity of businesses, organizations, and individuals. Categories include General, Memorial, Military, Business, Engineering, Public Service & Applied Technology, and Health.

Benefits of Scholarships

  1. Unlike loans, scholarships do not need to be repaid.
  2. Students can save federal financial aid for a bachelor’s degree and beyond.
  3. Scholarships look great on applications and may increase a student’s chances for admission into select four-year colleges and universities.

Steps to Apply

  1. Go to
  2. Log in with your student-assigned user name and password.
  3. Complete the General Application.
  4. Select applicable scholarships and start applying.

View the Video to Learn More About Applying for a Scholarship at FTCC

Thanking Donors

Scholarship donors are generous and caring people who unselfishly give to support the educational endeavors of students like you. Receiving a well-written thank you letter from the student is always special and lets the donor know that his or her scholarship was greatly appreciated. To assist you in completing a thank you letter to the donor of your scholarship, we have provided templates for your use. Please review the template, insert your personal information where required in the shaded boxes, and make sure that the letter is free of both grammatical and spelling errors.

Note: Use the PDF Example to create your letter if you do not have MS Word.

Letter Templates

Things to Remember:

  • Check to ensure you are enrolled for at least 12 credit hours, or that you meet the requirements stated under the specific scholarship criteria.
  • Complete the Free Application for Federal Student Aid (FAFSA). FTCC’s school code is 007640.
  • Make sure you have at least a 2.0 GPA.