The rates below are effective January 1, 2023 – December 31, 2023:
Plan Type
Premium
Employee Only
$7.61
Employee/Spouse
$45.19
Employee/Child(ren)
$56.86
Employee/Family
$90.22
Full-time, non-temporary employees at FTCC may purchase dental insurance for themselves and their families at group rates. The premiums are payroll deductible and available under the Cafeteria Plan.
The current dental plan for College employees is provided by SunLife. FTCC pays a portion of the premium for employee only coverage for full-time, non-temporary employees.
Benefits are paid as follows:
Preventative Benefits – Paid at 100%
Basic Services – Paid at 80%
Major Services – Paid at 50%
Orthodontia Benefits – Paid at 50% after a 12 month waiting period (Orthodontia calendar year maximum = $500, Lifetime maximum = $1000)
Note: Percentages for all services shown are based on usual and customary charges.
Calendar Year Maximum Benefit Per Person = $1,250
Deductible
There is a $25 calendar year deductible. No family will be responsible for paying more than three deductibles per year, regardless of the number of family members insured under the plan. The deductible is waived for Preventative Services.
Disability Insurance
State Short Term Disability Income Plan
The State Short Term Disability Income is provided for each full-time, permanent employee at no cost after on year of employment. After a 60-day qualifying period, benefits can begin on the 61st day of disability. Long Term Disability Income is available after five years of non-temporary service.
Colonial Life Short Term Disability
Through Colonial Life, non-temporary employees may choose an optional short term disability plan which provides disability benefits due to accident or illness.
Note: Premiums are paid by the employee.
Workers’ Compensation Insurance
Workers’ Compensation Insurance covers employee accidents qualified as work-related injuries at no cost to the employee. Liability under the Workers Compensation Act applies to injuries or death on or off campus while on the job.
All employees, except those classified as temporary, are offered medical and hospital insurance under the State Health Planadministered by Blue Cross – Blue Shield of North Carolina.
Plan Types
Employees can elect from the 70/30 or the enhanced 80/20 plan and pay a premium each month. Employees who desire to enroll their families may do so by paying the additional cost of such insurance. The employee premiums are payroll deductible and available under the cafeteria plan.
Update personal information such as address changes and emergency contact information, or make changes to your plan if a status change occurs.
Rates
January 1, 2023 – December 31, 2023
Type of Coverage
Employee Cost
Employer Cost
Total Cost
Monthly Premiums for PPO Traditional 70/30 Plan
Employee
25.00
584.96
609.96
Employee/Child(ren)
218.00
584.96
802.96
Employee/Spouse
590.00
584.96
1174.96
Employee/Family
598.00
584.96
1182.96
Monthly Premiums for PPO Enhanced 80/20 Plan
Employee
50.00
584.96
634.96
Employee/Child(ren)
305.00
584.96
889.96
Employee/Spouse
700.00
584.96
1284.96
Employee/Family
720.00
584.96
1304.96
Wellness Incentives
Premiums assume that the employee will received credit for the tobacco attestation wellness incentive available under these plans. If the employee is a tobacco user and does not attend a smoking cessation session at a CVS Minute Clinic within the allotted timeframe, the cost of the plan will be higher. Visit the State Health Plan Website for more information.
Life Insurance
The College provides all full-time, non-temporary employees with $15,000 in Group Term Life Insurance through Colonial Life. Optional insurance is available through Colonial Life in $10,000 increments with a maximum of 5 times your salary up to $500,000 at a rate of $0.18 per $1,000. Coverage is also available for your Spouse in $5,000 increments up to a maximum of $500,000 (spouse coverage cannot exceed the employees coverage amount), at a rate of $0.18 per $1,000. Coverage is also available for Children in $5,000 increments (up to $10,000 each) at a rate of $0.15 per $1,000.
Property and Casualty Insurance
Farmers Insurance insures all non-temporary employees at group rates. Employees may opt for payroll deduction for monthly premiums.
If you are interested in switching your current insurance to MetLife Home and Auto, please call 1-800-438-6388 for a free, no obligation quote.
FTCC Group Code: AZS Group Number: 1256208
Please have your current policy on hand when calling to ensure a proper comparison in rates.
Vision Care Insurance
Employees can choose either a full-service vision benefit plan (eye exam & materials) or a materials only vision plan. Benefits are available through the Community Eye Care Provider Network comprised of ophthalmologists, optometrists, opticians, and optical chains such as, Lenscrafters, Pearle Vision Centers, and Wal-Mart.
Current Premiums
The rates below are effective January 1, 2023 – December 31, 2023:
Plan Type
Employee Only
Employee +1
Employee/Family
Comprehensive (Exams & Materials)
$6.45
$11.92
$17.83
Eyewear Only
$4.35
$8.70
$13.45
For more information regarding providers, online forms, and individual account information, please visit Community Eye Care
FTCC full-time employees enjoy a generous benefit package, which includes an excellent retirement plan. Each full-time employee contributes 6% of their compensation on a pre-tax basis to the retirement plan and the remainder of the retirement benefit is funded by the College.
All FTCC employees, except those classified as part time, belong to the NC Teachers’ and State Employees’ Retirement System. Each month, six (6) percent of an employee’s wages paid by the College are deducted and placed on deposit to the employee’s state retirement account. At the same time, the College contributes a percentage of all employees’ wages (subject to retirement deductions in accordance with State law) to the Retirement System. These funds are held on deposit by the Retirement System and are used for funding all State Retirement Benefits.
The following benefits are covered through the State Retirement System:
All non-temporary employees are encouraged to participate in a state-sponsored 401(k) Supplemental Retirement Plan. This plan allows the employee to contribute to an investment program on both a pre-tax or post-tax basis. Employees decide how and how much to contribute through payroll deduction up to the maximum allowable limits. Remember, deductions can be made before taxes, lowering your taxes every payday if so chosen.
Coordination is required between 401(k) and Roth 401. The maximum combined deferral amount in 2023 is $22,500. Employees age 50 or over may be eligible to contribute an additional $7,500 in 2023. These limits may adjust annually.
For detailed information on the plan and investment performance, please visit Prudential’s website.
All employees, including part-time, are encouraged to participate in a state-sponsored 457 (b) Supplemental Retirement Plan. This plan allows the employee to contribute to an investment program on both a pre-tax or post-tax basis. Employees decide how and how much to contribute through payroll deduction up to the maximum allowable limits. Remember, deductions can be made before taxes, lowering your taxes every payday if so chosen.
Coordination is not required between 457(b) and 401(k), and Roth 401. The maximum combined deferral amount in 2023 for an eligible participant who is contributing to both a 457(b) and 401(k) or 403(b) plan is $45,000.
Maximum contribution for 457 plan in 2023 is $22,500. Employees age 50 or over may be eligible to contribute an additional $7,500 in 2023.
For detailed information on the plan and investment performance please visit Prudential’s website.
Non-Temporary, non-faculty of FTCC accrue annual leave based on aggregate state service. The amount of leave earned varies according to the length of service. On June 30, any employee with more than 240 hours of accumulated leave shall have the excess accumulation transferred to their sick leave account.
Faculty receives Administrative leave based on the type of contract they sign.
Vacation leave for full-time, non-temporary employees shall be computed at the following rates:
Years of Service
Hours Earned Monthly
Hours Earned Annually
Less than 5 years
9 hours 15 minutes
111
5 but less than 10 years
11 hours 15 minutes
135
10 but less than 15 years
13 hours 15 minutes
159
15 but less than 20 years
15 hours 15 minutes
183
20 or more years
17 hours 15 minutes
207
Family and Medical Leave Act (FMLA)
Non-temporary employees may request up to 12 weeks of unpaid leave per year based on the Family and Medical Leave Act (FMLA) of 1993.
FMLA is based on:
his/her medical condition;
the birth or adoption of a child to an employee-parent; and
an employee’s need to care for a child, spouse, or parent who has a serious health condition.
Employee must be employed one full year prior to the request.
Paid Holidays
FTCC observes eleven paid holidays per year:
New Year’s Day
Martin Luther King’s Birthday
Easter Monday
Memorial Day
4th of July
Labor Day
Thanksgiving (2 Days)
Christmas (3 Days)
Personal Observance Leave (1 Day)
Shared Leave Program
The Shared Leave Program provides employees an opportunity to assist another affected by a medical condition that requires absence from work for a prolonged period of time, resulting in possible loss of income due to lack of accumulated leave.
Sick Leave
Non-temporary employees of FTCC accrue eight (8) hours of sick leave per month. There is no limit to the amount of sick leave hours which may be accrued. This time may be used for doctor’s visits, illnesses, or death of an immediate family member. At retirement, unused sick leave is used to increase an employee’s credible service for retirement benefits.
The cafeteria plan allows employees to have certain insurance premiums deducted from monthly earnings before taxes and social security are computed.
Cancer - Intensive Care or Critical Care
Several levels of coverage for optional cancer and/or intensive care coverage are available through Colonial Life. A Colonial representative is available to assist an covered employees in processing their claims. These plans are available on a pre-tax basis.
FTCC has implemented the Student, Faculty, and Staff Assistance Program as a service to students, employees, and their family members with the Cape Fear Valley Employee Assistance Program.
This program can help you detect and find help for problems such as: mental or emotional distress, alcohol abuse or alcoholism, drug use or addiction, work-related stress, family stress, financial or legal programs, grief and mourning. This program is strictly confidential.
They are located at 101 Robeson Street, Suite 310, Fayetteville NC 28301. To schedule an appointment, please call 910-615-1733.
Flexible Spending for Unreimbursed Medical Expenses & Dependent Child Care
Flexible spending accounts for medical, dental, or other health care expenses (not otherwise covered under a medical plan), as well as dependent care spending accounts, are available. An employee estimates his/her expenses for the plan year and authorizes a payroll deduction. These expenses are deducted on a pre-tax basis and deposited into the employee’s flexible spending account(s).
More information on both types of accounts can be found on the Pierce Group website.
To log in to your existing Flexible Spending Account, please visit the Ameriflex website.
Longevity
Full-time, non-temporary employees of Fayetteville Technical Community College shall receive longevity pay upon completion of the following requirements of aggregate qualifying state service:
Years of Aggregate State Service
Longevity Pay Rate
10 but less than 15 years
1.50%
15 but less than 20 years
2.25%
20 but less than 25 years
3.25%
25 or more years
4.50%
Payroll Direct Deposit
Direct deposit of payroll checks is available for all employees at any financial institution. Additional information and enrollment forms may be obtained from the Payroll Supervisor in Room 101B of the Thomas McLean Administration Building.
Personal Accident Expense Plan
This benefit is provided through Colonial Life and is designed to help cover the expenses associated with accidental injury. This pre-tax plan pays you directly, unless you assign the benefits, regardless of any other insurance you may have.
Plan Benefits include:
Accidental Death
Emergency Treatment
Hospital Confinement
Initial Hospitalization
Specific-Sum Injuries
Wellness and more
TRICARE Supplement
Provided through SelmanCo and is designed to pay secondary to TRICARE to reimburse members’ cost shares, deductibles and excess charges.
Costs per month are:
Employee Only: $60.50
Employee + Child(ren): $119.50
Employee + Spouse: $119.50
Employee + Family: $160.50
Workers' Compensation
All employees are covered by Workers’ Compensation. In the event of an accident it must be reported immediately to your Supervisor, and Security at 910-678-8433.
Concentra, located at 1702 Owen Drive, Fayetteville NC 28304 (in the Bordeaux Shopping Center), is the approved provider for medical services. Any prescriptions should be filled at an local CVS pharmacy.
***Medical care obtained without permission will be at your own expense***
Social Security
All employees of FTCC are eligible for social security benefits according to the laws and regulations governing the Social Security Administration.
Retirement, Auxiliary and Survivors Benefits
Disability Benefits SSIDI/SSI
Accessing Services
Medicare