Dental Insurance

Full-time, non-temporary employees at FTCC may purchase dental insurance for themselves and their families at group rates. The premiums are payroll deductible and available under the Cafeteria Plan.

Dental Plan

The current dental plan for College employees is provided by SunLife. FTCC pays a portion of the premium for employee only coverage for full-time, non-temporary employees.

Benefits are paid as follows:

  • Preventative Benefits – Paid at 100%
  • Basic Services – Paid at 80%
  • Major Services – Paid at 50%
  • Orthodontia Benefits – Paid at 50% after a 12 month waiting period (Orthodontia calendar year maximum = $500, Lifetime maximum = $1000)

Note: Percentages for all services shown are based on usual and customary charges.

Calendar Year Maximum Benefit Per Person = $1,250

Current Premiums

The rates below are effective January 1, 2018 – December 31, 2018.

Plan Type                              Premium
Employee Only                   $8.82
Employee/Spouse              $52.39
Employee/Child(ren)         $65.91
Employee/Family               $104.59

Deductible

There is a $25 calendar year deductible. No family will be responsible for paying more than three deductibles per year, regardless of the number of family members insured under the plan. The deductible is waived for Preventative Services.